Our core team and advisors have extensive relevant experience in loyalty, finance, capital markets, and technology development
ACE Board

Oliver Althoff
- Managing Director at Seabury Capital
- 15+ years of experience in specialty finance, aviation and aerospace, originating and structuring financing solutions
- Held managing positions ay Waypoint Leasing, CIT Group, GE Capital, and Bank of America
- MBA from the Wharton School of University of Pennsylvania

Jerry Baker
- Entrepreneur with 31 years of experience in international insurance
- Co-founder and Chairman of Benefit Architects, insurance brokerage firm
- Founder and CEO of LifeSpan Partners, life insurance distribution company

Atanas Christov
- Serial entrepreneur, seasoned executive, 27 years in relevant roles
- Built a Loyalty Finance & Strategy advisory, Affinia Volo Inc. (New York)
- Senior McKinsey consultant focusing on Airlines and Financial Institutions
- Experience in loyalty finance, strategy advisory, consultancy of airlines and financial institutions
- Harvard Business School graduate

Akrati Johari
- Chief Growth Officer at Zanbato
- Former Global Co-Head of Digital Innovation at J.P. Morgan
- 10+ years of experience in strategy, fintech investments and acquisitions, corporate and venture finance
- MBA from Columbia Business School

Andreas Pierroutsakos
- Managing Director, Head of Aviation & Healthcare Leveraged Finance at J.P. Morgan
- 20 years of experience in raising syndicated loans and high yield bond financings serving aviation and healthcare clients
- Chartered Financial Analyst
ACE Advisors

Francesca Carlesi
- Cofounder and CEO of Molo Finance, UK’s first digitally native mortgage lender, with a successful exit via sale to ColCap
- Former MD, Chief of Staff and Global Head of Regulatory Affairs at Deutsche Bank
- Former Global Head of Strategy, Business Planning and Analytics at Barclays
- 10 years experience at McKinsey & Company, advising large European banks on corporate finance, M&A, growth strategy and retail banking

Michel Dembinski
- Executive with 30+ years of experience in aviation finance
- Former MD, Head of Aviation, Structured Finance Office for EMEA, MUFG Bank
- Worked at Banque Indosuez, Credit Agricole and DVB Bank
- Massachusetts Institute of Technology graduate

Dimitar Karaivanov
- Executive with 15+ years of experience in finance and strategy
- Chief Operating Officer at Community Bank System, Inc.
- Former MD at Lazard and RBC Capital Markets

Michael Simon
- Principal at Damaron LLC, experienced attorney in financial services regulation, providing consulting services to Exchanges and Broker-Dealers
- For 18 years Head of the Legal and Regulatory Division of the International Securities Exchange
- For 9 years Assistant Director at U.S. Securities and Exchange Commission; Head of SEC’s CAT project

Howard Wettan
- 20+ years of experience in the fintech space, licensing and commercial transactions in the payments sector
- General Counsel at Deep Labs; Former Partner at White & Case LLP and Senior in-house Attorney at both Visa and Apple
- Counsel to participants in recent loyalty finance deals for U.S. airlines
ACE Partners

- ACE and JP Morgan landmark strategic partnership announced in 2020
- JP Morgan, a strategic investor in ACE, has supported the Company to develop its launch strategies
- Structurer, underwriter and distributor, JP Morgan has unrivalled expertise in the product through long-term collaboration with ACE

- ACE technology is underpinned by Nasdaq's industrial-grade capital markets infrastructure, powering 130+ markets globally
- Nasdaq offers a regulatory and governance expertise, technical support, robust capital markets services suite including surveillance, compliance and analytics